Great Bankers. Even Better Neighbors.

For over a century, we've stood by local families, farms, and businesses with personalized banking, quick decisions, and a commitment that never leaves town. We're the only locally owned bank left in Southside Virginia—and we're here to stay.
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The BSV Difference

Local Banking That Puts People First
At BSV, you're never just an account number. You're a neighbor with goals, challenges, and a story worth knowing. Whether you're expanding a manufacturing plant, running a local restaurant, buying your first home with a mortgage, or managing payroll for a growing team—BSV is here with the right tools and the right guidance. That means:
  • A banker who knows your name and your goals—from mortgages to business loans.
  • Local decision-makers who understand your business and your life.
  • Investments that stay right here—supporting local nonprofits, events, and businesses in Southside Virginia.
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Banking Products & Services

Built for Your Life. Ready for Your Business

From everyday banking to complex financing, we offer solutions designed to meet you where you are – with checking accounts, personal and business loans, online banking, and merchant services across Southside Virginia.

Business Lending

Fast, local decisions for equipment, expansion, or seasonal needs.
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Merchant Services

Secure, streamlined payment processing for any size business.
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Business Insurance*

Local guidance and broad coverage options to help protect your business.
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Business Checking

Flexible business checking accounts with digital access and local support.
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Personal Lending

Flexible personal loans for vehicles, projects, property, and life's bigger plans.
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Credit Cards

Safe, convenient credit card access with local support and fraud protection.
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Personal Checking

Flexible financing for life's big moments.
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Financial Planning*

Personalized planning, investing, and retirement guidance from local advisors.
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*Investment and insurance products are not FDIC-insured, not bank guaranteed, and may lose value.

Rooted Here. Growing Together.

From sponsoring high school sports to helping a third-generation farmer expand his fields, we believe strong communities make strong banks—not the other way around. When you bank with BSV, you're helping to keep Southside Virginia's economy thriving through community-focused banking.
How We Give Back
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Stop by Your Local Branch

Local Banking That Puts People First
With 15 branches across southern Virginia, we're never too far away for an in-person visit. Our staff are available to assist you with your routine banking needs, open a new account, or consult on your unique financial needs.
On-The-Go Digital Banking
Manage Your Accounts From Anywhere
Use the BSV Mobile App to check balances, transfer funds, and make deposits. Get fast, secure access to your account 24/7.
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